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Income Annuities

If you're preparing for retirement and are concerned about a stable source of income in retirement, consider one of our guaranteed income annuity products.1 You can select an immediate annuity which starts paying income right away (usually within 12 months), or a deferred income annuity which allows you to put money away now for lifetime income payments that start when you need them in the future.2 Either way, you can rest easy knowing you'll always have a steady income stream when you need it most.

Other Products

We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products. If we don't offer it, chances are we can assist you3.

To learn more about our products and services, feel free to give us a call or request a free consultation. We’ll be happy to answer all your questions and make recommendations based on your specific situation.

* Accessing cash value will reduce the available cash surrender value and death benefit of the policy.

1 Guarantees are backed by the claims paying ability of the issuer.

2 Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before 59 ½ may also be subject to a 10% federal tax penalty.

3 Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.

Disclosure

Steven Hartman is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0823865), CO, FL, IA, ID, IN, MN, MT, ND, NY, SD, TX, UT, and WI. No insurance business may be conducted outside the states referenced.

Steven Hartman is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, P.o. Box 5255, 808 3rd Ave S Ste 420, Fargo, ND, 58103, 701-293-1188. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, IA, ID, IN, KY, MN, MT, ND, NM, SD, TX, UT, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Steven Hartman is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AZ, CA, CO, FL, IA, ID, IN, KY, MN, MT, ND, NM, SD, UT, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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  • About Us
    • About New York Life
    • My Background
  • Products & Services
    • Products
    • Our Services
    • Advanced Planning Resources
    • Business Solutions
  • Resources
    • Calculators
    • Articles
    • Tax Resources
    • Life Stages
    • Videos
  • Account Access
    • NYL Online Account
    • NYLIFE Securities
    • MainStay Mutual Funds
    • AARP Life Insurance from NYL
  • Contact Us

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